KIG is an independent insurance agency that specializes exclusively in studio fitness and health club insurance. Whether you operate a yoga studio, a full service health club & spa, or you are simply an independent instructor, KIG can help. Purchasing insurance is difficult because you’re buying a product with no real weight in your hands. But in a challenging time, the right insurance can take the weight off your shoulders.

Yoga and other fitness facilities have unique exposure due to being a membership based operation. Not only do you need to implement a strict liability waiver and cover the standard slip/trip/fall type incidents, but you also have to be mindful of the abuse & molestation coverage as well as professional liability coverage for all your instructors while they are teaching class.

KIG Insurance

Being proactive to offer a safe workout environment for members and employees is the primary component to keeping your future insurance premiums down. KIG provides loss control tools that include sample waivers, incident reporting materials and safety guides for every studio owner.

KIG will help determine which carrier is best for your particular studio based on location, size, and particular operation. In today’s ever changing world, if you are missing coverage like EPLI, Hired/Non-Owned Auto, or Cyber liability, you should be calling your agent right away.

Matt Warsh is a partner at KIG Insurance agency and manages the fitness insurance program, which operates in all 50 states. Matt can be reached directly at 248-350-5838 or by email at For more information on KIG, please visit